Expertise & Excellence

WE MAXIMIZE, GROW & GUARANTEE
YOUR MONEY
AT EVERY STAGE OF YOUR LIFE

You’ve invested your hard-earned savings in the stock market
with the hope they will grow.

Did they grow?

How much have you earned since you first invested
money in the stock market?

How much did you lose?

Can you afford this?

Can you depend on HOPE?

PROJECTED VALUE OF YOUR INVESTMENTS
Do you know what your investments will be worth at the end of the year?

Do you know what your investments will be worth in 10 years?

Do you know what the markets will be like when you retire?

How would you feel if the markets are like they are today?

RETIREMENT INCOME
Do you know what your income will be when you retire?

OUTLIVING YOUR INVESTMENTS
Do you know if you will outlive your investments?
Does that concern you?

RRSP/RRIF WITHDRAWALS
The markets have still not recovered from 2008.
Yet, you must withdraw money from your RRSP/RRIF - more and more each year.
What will you do?

NOT ENOUGH FUNDS TO LIVE ON
How do you feel about not having enough funds to live on because
the market is down?

CONTACT
Please contact me your earliest convenience to arrange for a chat
with a guaranteed investment expert.

ROBIN BEHAR, MBA
Financial Health Advisor

Personal Email

Phone
514-739-8157

GUARANTEED
LIFETIME INCOME & INVESTMENTS
ASSET & WEALTH MAXIMIZATION

TIRED OF STOCK MARKET UPS & DOWNS?

WE MAXIMIZE & PROTECT YOUR INCOME & MONEY
GUARANTEED

Introducing a firm who’s mission is to
guarantee your investments,  
maximize your assets
and
provide lifetime income
on a guaranteed basis.

GUARANTEED
LIFETIME INCOME
Our firm specializes in eliminating investment risk as well as
providing you with
guaranteed lifetime income.

YOUR TOTAL FINANCIAL PICTURE
We look at your total financial picture, advise you,
then maximize your money.

Meet with us and you will discover the numerous ways in which
 we can convert and maximize your money and non-productive assets
into highly productive, protected wealth
for today, tomorrow and beyond – all guaranteed and secure.

UNIQUE WORLD LEADERS
EXCLUSIVE STRATEGIES
Although we are a small, tightly-knit group, we are world leaders in
Guaranteed lifetime income, asset and wealth maximization.

We are different from any other financial group you have ever met.
Our strategies are proprietary and strictly reserved for our clients.
They are exclusively ours and are not available to others.
We have been in business for over 30 years.

FINANCIAL EDUCATORS & COACHES
You may know some of our satisfied clients who have trusted and appreciated us for many years and have asked us to be their personal
and family financial coach.

BLUE CHIP CLIENTS

MICHAEL BOYCHUK
Senior Vice-President & Treasurer
BCE/Bell Canada

STEVEN TABAC, CA
Partner, DNTW, LLP
Head of a large accounting firm.

TERRY G. DIDUS, B.C.L., LL.B
Business & Financial Lawyer
Heenan Blaikie

MORE THAN 90% CLIENT RETENTION
Our firm’s client retention rate is over 90% - unheard of in this industry.
We do not discriminate as to size of a client’s net worth because
 to us, personal, family and financial health issues
are more important than portfolio size.
We become your trusted friend and advisor.

NO FEES
We do not charge for our valuable
education, personalized services, coaching and advice
as we are compensated by
financial institutions with whom we work.

1-HOUR FREE CONSULTATION
I recommend that you meet with us for an hour
at your office or home or at our office.

CONTACT
Please contact me your earliest convenience to arrange for a chat
with a guaranteed investment expert.

ROBIN BEHAR, MBA
 Financial Health Advisor

Personal Email

Phone
514-739-8157

MONEY
QUESTIONS & ANSWERS

HOW CAN YOU HELP MAXIMIZE MY MONEY?
We organize, create, grow and preserve your money.
No matter how little or how much you have.

We do not take money out of your pocket.
Rather, we reallocate your money so it is more
productive and protected.

You work hard for your money.
Now your money must work hard for you.


WHAT ARE GUARANTEED INVESTMENTS?
A new asset class that you cannot afford to ignore. Conservative, safe, tax-advantaged, it is designed to maximize your money during your working years, throughout your retirement and beyond.

WHAT IS GUARANTEED LIFETIME INCOME?
Income that you receive for the rest of your life no matter how long you live.

I LOST ABOUT 40% OF THE VALUE OF
MY STOCK MARKET PORTFOLIO IN 2008.
CAN IT HAPPEN AGAIN?
Yes it can happen but not if you invest in guaranteed investments where the amount you invest can grow. The growth is locked in and can never go lower.  Ask us to explain.

WHO GUARANTEES THE INCOME?
Large financial institutions that are international and well established. They are regulated and obligated by the Canadian government to have minimum reserves of 1.5 dollars for each dollar you deposit with them.

WHAT HAPPENS TO MY FIXED INCOME WHEN I DIE?
There are several answers to this question. We can provide you with a number of options when we meet with you. These options include a guaranteed lump sum death benefit, monthly income and more.

I AM 40 YEARS OLD AND DON’T NEED GUARANTEED INCOME NOW.
WHY SHOULD I TALK TO YOU?
Because the sooner you talk to us the faster we will begin to maximize and grow your money and protect it for the rest of your life. When you need it, it will be there for you and your family. Guaranteed. There are no downward fluctuations plus you benefit from the power of compounding.

WHAT DOES COMPOUNDING MEAN?
Money earned by your investment is added to your initial investment enabling your investments to grow multiplied because your base investments keep getting larger and larger as time goes on. The younger you are the more compounding acts in your favour.
Both principal and gain are tax-deferred enabling the full amount to grow larger.
Only time can create this powerful benefit.

I AM A BABY BOOMER AND AM AFRAID I WILL
RUN OUT OF MONEY BEFORE I DIE.
CAN YOU HELP ME?
Yes. We can provide you with a number of solutions that are guaranteed to keep you going for the rest of your life. It is never too late no matter how old you are.

THE COMPANY I WORK FOR PROVIDES A DEFINED CONTRIBUTION PLAN, WHY DO I NEED GUARANTEED INCOME?
Is the company plan guaranteed? Will your income fluctuate with the stock market at times you need it most? Are you in control? Are you willing to take the risk of having to reduce your living standards? Will your company be in business when you retire? Many pension plans are in the red or under-funded! Do you know what your company’s pension plan will be like when you retire?

MY EMPLOYER DOESN’T OFFER A DEFINED BENEFIT PENSION PLAN,
WHAT DO I DO?
Talk to us. We’ll set you up with a plan which is efficient and secure to guarantee you with lifetime income.

I HAVE A WIFE AND THREE KIDS. WHAT HAPPENS IF I GET INCAPACITATED IN AN AUTO ACCIDENT, NEED NURSING CARE
AND MY EMPLOYMENT INCOME STOPS.
If you talk to us ahead of time, you and your family will be in good shape. If you didn’t you’ll all be in trouble. There is a solution which will provide you with lifetime monthly income.

DO YOU HAVE A PLAN TO FINANCE AND PROTECT YOUR GOLDEN YEARS?
You can’t depend on the government to take care of you. Do you want to depend on your children’s generosity?

I’M SINGLE YET I AM NOT COMFORTABLE THAT I WILL HAVE ENOUGH MONEY TO LIVE ON THROUGHOUT RETIREMENT.
WHAT DO I DO?
Talk to us. We’ll devise a plan which will reorganize your finances and provide you with guaranteed lifetime income that may even afford you the luxuries of life.

WHAT HAPPENS IF I IMMEDIATELY NEED MONEY
WHICH I INVESTED FOR RETIREMENT?
You can always access your money at market value.

I WOULD LIKE TO LEAVE MONEY FOR MY LOVED ONES
WHEN I PASS AWAY. CAN YOU HELP ME?
Of course. How much would you like to leave? You can leave far more money than you imagined at low cost. We can create large amounts out of minimum amounts. Creating your wealth is our specialty.

MY MONEY IS INVESTED IN STOCKS AND BONDS
WHAT DO GUARANTEED INVESTMENTS PROVIDE IN COMPARISON?
Locked-in profits when your investment grows.Minimum taxes. Guaranteed lifetime income. Guaranteed coverage of your basic living expenses. No risks. Income and asset protection. Best of all peace of mind, not having to worry about having to administer your money. And more.

CAN I STILL INVEST IN STOCKS AND BONDS AFTER I BECOME YOUR CLIENT?
Yes. We’re a one-stop-shop. We can introduce you to conservative, reputable brokers who work closely with us in order enable you to reach your financial objectives.

BOTH MY PARENTS LIVED INTO THEIR 90s. SO, I EXPECT TO LIVE AS LONG OR LONGER. HOW TO I BUILD A DEPENDABLE INCOME WHICH WILL LAST UNTIL I DIE?
Talk to us. We will devise a custom-made plan which will cover all eventualities of your life while protecting your assets.

BANKS AND BROKERS ADVISE ME TO INVEST IN STOCKS IN ORDER TO BENEFIT FROM THEIR GROWTH POTENTIAL. SHOULD I?
Have you looked at the long-term returns of the stock market? Are you willing to take the downturns without panicking? Were you hurt in the 2008 crash? Have you made up for it? If you prefer peace of mind and better returns that guaranteed investments can provide, talk to us. We provide you with investments lock in and reset your gains for future growth.

HOW DO YOU MAXIMIZE MY MONEY?
We reallocate your money in ways that ensure your money works for you and not you for it. We’ll show you when we meet with you.

CAN’T ANY BROKER DO THIS?
No. We have knowledge that is proprietary.
i.e. know-how that Is exclusively ours.
We only share our techniques with our clients.

WHAT IS YOUR CLIENT RETENTION RATE?
90 to 100% over the past 30 years.
  
ASK

ROBIN BEHAR, MBA

ABOUT

GUARANTEED INVESTMENTS
&
LIFETIME INCOME

Certain . Secure

Today . Tomorrow

CONTACT

- NO FEES OR OBLIGATION - 

Phone
514-739-8157

Personal Email



Accountants & Lawyers Recommend Us
to their Clients